Customers can self-register their fingerprints without visiting the bank, and only users who have registered their fingerprints on the card can use it.

Skimming is impossible because the secure element is only activated when it matches the encrypted fingerprint template.

Eliminates the inconvenience of NFC card payment methods that require PIN entry for high-value transactions due to illegal payments made with payment terminals in public places like buses and subways.

Reduces the risk of payment fraud related to theft, loss, and misuse.

Banks and financial institutions can reduce costs associated with loss and theft.